Sealed on Base.

{"canonicalPath":"/v/a-bank-will-ask-for-1gvau","receipt":{"challengePrompt":"To overturn this result, bring bank or PayPal guidance saying users should trust unsolicited text links and share one-time codes.","claim":"A bank will ask for your one-time code by phone to stop a fraudulent transfer.","confidence":"High","createdAt":"2026-06-20T12:58:02.234Z","kicker":"Real alerts exist, but the link is the risk.","paidAt":"2026-06-20T12:58:02.233Z","reasons":[{"body":"Scam texts routinely impersonate financial services and push users into fake login or support flows.","stance":"weakens","title":"The brand name is easy to fake"},{"body":"One-time codes are used to protect accounts; sharing them with someone who calls or texts defeats that protection.","stance":"weakens","title":"Codes are not for callers"},{"body":"Opening the app or typing the official site avoids the link and phone number chosen by the sender.","stance":"context","title":"Official app beats the text"}],"score":34,"shareLine":"FactPage check: TWISTED. Do not trust a PayPal or bank alert link just because it sounds urgent; verify through the official app or site.","slug":"a-bank-will-ask-for-1gvau","sources":[{"imageUrl":"https://consumer.ftc.gov/system/files/styles/social_standard/private/consumer_ftc_gov/images/ArticleGraphics_Unwanted-Email-Text-Mail_1200x630_EN_0.png?h=ec041e41&itok=25zMWFCG","publisher":"FTC","title":"How to recognize and report spam texts","url":"https://consumer.ftc.gov/articles/how-recognize-and-report-spam-text-messages","usedFor":"Federal consumer guidance on phishing texts."},{"imageUrl":null,"publisher":"PayPal Help","title":"Spot fake PayPal messages","url":"https://www.paypal.com/us/cshelp/article/how-do-i-spot-a-fake-fraudulent-or-phishing-paypal-email-or-website-help164","usedFor":"PayPal guidance on phishing messages and fake sites."},{"imageUrl":null,"publisher":"FBI","title":"Spoofing and phishing","url":"https://www.fbi.gov/how-we-can-help-you/scams-and-safety/common-frauds-and-scams/spoofing-and-phishing","usedFor":"Law-enforcement context for impersonation and phishing."}],"summary":"PayPal and banks can send alerts, but scam texts copy fraud-warning language to steal logins, payment details, or one-time codes. Verify inside the official app or site.","vaultCategory":"Scam","verdict":"MISLEADING"},"type":"factpage.receipt","version":"fp-receipt-v1"}